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quot;&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;2&quot; ss:StyleID=3D&quot=
;s22&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;Enter the Assumption=
s&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;=
/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#1=
0;    &lt;Cell ss:StyleID=3D&quot;s23&quot;&gt;&lt;NamedCell ss:Name=3D&quo=
t;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&qu=
ot;s24&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cel=
l&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s24&quot;&gt;&lt;NamedCell s=
s:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:=
StyleID=3D&quot;s24&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;=
/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s25&quot;&gt;&l=
t;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   =
&lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&qu=
ot;s26&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;Enter the Number o=
f Years&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area=
&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;5&quot; ss:=
StyleID=3D&quot;s27&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;=
/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#1=
0;    &lt;Cell ss:StyleID=3D&quot;s26&quot;&gt;&lt;Data ss:Type=3D&quot;Str=
ing&quot;&gt;for the Guaranteed Investment:&lt;/Data&gt;&lt;NamedCell&#13;&=
#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &=
lt;Cell ss:Index=3D&quot;4&quot; ss:StyleID=3D&quot;s28&quot;&gt;&lt;Data s=
s:Type=3D&quot;Number&quot;&gt;5&lt;/Data&gt;&lt;NamedCell&#13;&#10;      s=
s:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:=
StyleID=3D&quot;s27&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;Years=
&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/=
&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10=
;    &lt;Cell ss:StyleID=3D&quot;s29&quot;&gt;&lt;NamedCell ss:Name=3D&quot=
;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;=
5&quot; ss:StyleID=3D&quot;s27&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print=
_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&=
gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s26&quot;&gt;&lt;Data ss:Type=
=3D&quot;String&quot;&gt;Enter the Current Yield&lt;/Data&gt;&lt;NamedCell&=
#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;=
    &lt;Cell ss:Index=3D&quot;5&quot; ss:StyleID=3D&quot;s27&quot;&gt;&lt;N=
amedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt=
;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;=
s26&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;for the Guaranteed In=
vestment:&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Ar=
ea&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;4&quot; s=
s:StyleID=3D&quot;s30&quot;&gt;&lt;Data ss:Type=3D&quot;Number&quot;&gt;0.0=
5&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;=
/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s27&quot;&gt;&l=
t;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   =
&lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&qu=
ot;s26&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cel=
l&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;4&quot; ss:StyleID=3D&quot;s31=
&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&=
#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s27&quot;&gt;&lt;NamedCell ss:Name=
=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#=
10;   &lt;Row&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s26&quot;&gt;&lt=
;Data ss:Type=3D&quot;String&quot;&gt;Enter the Current Yield of&lt;/Data&g=
t;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Ce=
ll&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;5&quot; ss:StyleID=3D&quot;s2=
7&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;=
&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s67&quot; ss:HRef=3D&quot;#Sheet1=
!K36&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;CALCULATE&lt;/Data&g=
t;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Ce=
ll&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Ce=
ll ss:StyleID=3D&quot;s26&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt=
;the Money Market Account:&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=
=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:Index=
=3D&quot;4&quot; ss:StyleID=3D&quot;s30&quot;&gt;&lt;Data ss:Type=3D&quot;N=
umber&quot;&gt;1.4999999999999999E-2&lt;/Data&gt;&lt;NamedCell&#13;&#10;   =
   ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell=
 ss:StyleID=3D&quot;s27&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&q=
uot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13=
;&#10;    &lt;Cell ss:StyleID=3D&quot;s32&quot;&gt;&lt;NamedCell ss:Name=3D=
&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=
=3D&quot;s33&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&l=
t;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s33&quot;&gt;&lt;Named=
Cell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Ce=
ll ss:StyleID=3D&quot;s33&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area=
&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s34&quot;=
&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#=
10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Index=3D&quot;23&quot; ss:Height=
=3D&quot;15.75&quot;&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&quot; ss:=
StyleID=3D&quot;s35&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;Consu=
lt the chart below to find the interest rate you will need in the future ju=
st to&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&q=
uot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;7&quot; ss:St=
yleID=3D&quot;s36&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&=
gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;9&quot; ss:StyleID=
=3D&quot;s37&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&l=
t;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Height=3D&quot;=
15.75&quot;&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&quot; ss:StyleID=
=3D&quot;s38&quot;&#13;&#10;     ss:Formula=3D&quot;=3DCONCATENATE(&amp;quo=
t;keep pace with the guaranteed rate of &amp;quot;,R[-14]C[1]*100,&amp;quot=
;% you would receive today for &amp;quot;,R[-17]C[1],&amp;quot; years.&amp;=
quot;)&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;String&quot;&gt;kee=
p pace with the guaranteed rate of 5% you would receive today for 5 years.&=
lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&=
gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Height=3D&=
quot;15.75&quot;&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&quot; ss:Styl=
eID=3D&quot;s39&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;Amount&lt=
;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt=
;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s40&quot;&gt;&lt;Da=
ta ss:Type=3D&quot;String&quot;&gt;Yield Invested at in the Future&lt;/Data=
&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/=
Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s40&quot;&gt;&lt;NamedCel=
l ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell =
ss:StyleID=3D&quot;s41&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&qu=
ot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s41&quot;&gt=
;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;=
    &lt;Cell ss:StyleID=3D&quot;s41&quot;&gt;&lt;NamedCell ss:Name=3D&quot;=
Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot=
;s41&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&=
gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s42&quot;&gt;&lt;NamedCell ss:=
Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:St=
yleID=3D&quot;s43&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;TO&lt;/=
Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&=
lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Height=3D&quot=
;15.75&quot;&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&quot; ss:StyleID=
=3D&quot;s44&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;of Time&lt;/=
Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&=
lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s25&quot;&gt;&lt;Name=
dCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;C=
ell ss:StyleID=3D&quot;s45&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s45&quot=
;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&=
#10;    &lt;Cell ss:StyleID=3D&quot;s45&quot;&gt;&lt;NamedCell ss:Name=3D&q=
uot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&=
quot;s45&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/C=
ell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s45&quot;&gt;&lt;NamedCell=
 ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell s=
s:StyleID=3D&quot;s45&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quo=
t;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s46&quot;&gt;=
&lt;Data ss:Type=3D&quot;String&quot;&gt;BREAK&lt;/Data&gt;&lt;NamedCell&#1=
3;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;  =
 &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Height=3D&quot;15.75&quot;&gt;&#13;&#1=
0;    &lt;Cell ss:Index=3D&quot;3&quot; ss:StyleID=3D&quot;s44&quot;&gt;&lt=
;Data ss:Type=3D&quot;String&quot;&gt;Waited&lt;/Data&gt;&lt;NamedCell&#13;=
&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    =
&lt;Cell ss:StyleID=3D&quot;s47&quot;&gt;&lt;Data ss:Type=3D&quot;Number&qu=
ot;&gt;2.5000000000000001E-2&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Na=
me=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:Styl=
eID=3D&quot;s48&quot;&gt;&lt;Data ss:Type=3D&quot;Number&quot;&gt;0.03&lt;/=
Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&=
lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s48&quot;&gt;&lt;Data=
 ss:Type=3D&quot;Number&quot;&gt;3.5000000000000003E-2&lt;/Data&gt;&lt;Name=
dCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13=
;&#10;    &lt;Cell ss:StyleID=3D&quot;s48&quot;&gt;&lt;Data ss:Type=3D&quot=
;Number&quot;&gt;0.04&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&q=
uot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&=
quot;s48&quot;&gt;&lt;Data ss:Type=3D&quot;Number&quot;&gt;4.49999999999999=
98E-2&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&q=
uot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s48&quot;&g=
t;&lt;Data ss:Type=3D&quot;Number&quot;&gt;0.05&lt;/Data&gt;&lt;NamedCell&#=
13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10; =
   &lt;Cell ss:StyleID=3D&quot;s48&quot;&gt;&lt;Data ss:Type=3D&quot;Number=
&quot;&gt;5.5E-2&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;P=
rint_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;=
s46&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;EVEN&lt;/Data&gt;&lt;=
NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;=
&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Height=3D&quot;15.75&quot;=
&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&quot; ss:StyleID=3D&quot;s44&=
quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;Before&lt;/Data&gt;&lt;Na=
medCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#=
13;&#10;    &lt;Cell ss:StyleID=3D&quot;s49&quot;&gt;&lt;NamedCell ss:Name=
=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleI=
D=3D&quot;s50&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&=
lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s50&quot;&gt;&lt;Name=
dCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;C=
ell ss:StyleID=3D&quot;s50&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s50&quot=
;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&=
#10;    &lt;Cell ss:StyleID=3D&quot;s50&quot;&gt;&lt;NamedCell ss:Name=3D&q=
uot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&=
quot;s50&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/C=
ell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s46&quot;&gt;&lt;Data ss:T=
ype=3D&quot;String&quot;&gt;YOU&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss=
:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#=
13;&#10;   &lt;Row ss:Height=3D&quot;15.75&quot;&gt;&#13;&#10;    &lt;Cell =
ss:Index=3D&quot;3&quot; ss:StyleID=3D&quot;s44&quot;&gt;&lt;Data ss:Type=
=3D&quot;String&quot;&gt;Investing&lt;/Data&gt;&lt;NamedCell&#13;&#10;     =
 ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell s=
s:StyleID=3D&quot;s51&quot;&#13;&#10;     ss:Formula=3D&quot;=3DCONCATENATE=
(&amp;quot;Average Annual Yield Over the &amp;quot;,R[-22]C,&amp;quot; Year=
 Period&amp;quot;)&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;String&=
quot;&gt;Average Annual Yield Over the 5 Year Period&lt;/Data&gt;&lt;NamedC=
ell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&=
#10;    &lt;Cell ss:StyleID=3D&quot;s52&quot;&gt;&lt;NamedCell ss:Name=3D&q=
uot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&=
quot;s52&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/C=
ell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s53&quot;&gt;&lt;NamedCell=
 ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell s=
s:StyleID=3D&quot;s54&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quo=
t;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s52&quot;&gt;=
&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10; =
   &lt;Cell ss:StyleID=3D&quot;s55&quot;&gt;&lt;NamedCell ss:Name=3D&quot;P=
rint_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;=
s46&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;NEED&lt;/Data&gt;&lt;=
NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;=
&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Height=3D&quot;15&quot;&gt=
;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&quot; ss:StyleID=3D&quot;s56&quo=
t;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;=
&#10;    &lt;Cell ss:StyleID=3D&quot;s57&quot;&gt;&lt;NamedCell ss:Name=3D&=
quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D=
&quot;s58&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/=
Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s58&quot;&gt;&lt;NamedCel=
l ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell =
ss:StyleID=3D&quot;s58&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&qu=
ot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s58&quot;&gt=
;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;=
    &lt;Cell ss:StyleID=3D&quot;s58&quot;&gt;&lt;NamedCell ss:Name=3D&quot;=
Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot=
;s59&quot;&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&=
gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s60&quot;&gt;&lt;NamedCell ss:=
Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#1=
3;&#10;   &lt;Row ss:Height=3D&quot;15.75&quot;&gt;&#13;&#10;    &lt;Cell s=
s:Index=3D&quot;3&quot; ss:StyleID=3D&quot;s61&quot;&gt;&lt;Data ss:Type=3D=
&quot;String&quot;&gt;6 months&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:=
Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:St=
yleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(0.5=
)*(1+R27C)^(R7C4-0.5))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=
=3D&quot;Number&quot;&gt;2.3995582436043605E-2&lt;/Data&gt;&lt;NamedCell ss=
:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:S=
tyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(0.=
5)*(1+R27C)^(R7C4-0.5))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=
=3D&quot;Number&quot;&gt;2.8490078268689878E-2&lt;/Data&gt;&lt;NamedCell ss=
:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:S=
tyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(0.=
5)*(1+R27C)^(R7C4-0.5))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=
=3D&quot;Number&quot;&gt;3.2982392827725526E-2&lt;/Data&gt;&lt;NamedCell ss=
:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:S=
tyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(0.=
5)*(1+R27C)^(R7C4-0.5))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=
=3D&quot;Number&quot;&gt;3.7472537701750408E-2&lt;/Data&gt;&lt;NamedCell ss=
:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:S=
tyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(0.=
5)*(1+R27C)^(R7C4-0.5))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=
=3D&quot;Number&quot;&gt;4.1960524362391283E-2&lt;/Data&gt;&lt;NamedCell ss=
:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:S=
tyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(0.=
5)*(1+R27C)^(R7C4-0.5))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=
=3D&quot;Number&quot;&gt;4.6446364166035758E-2&lt;/Data&gt;&lt;NamedCell ss=
:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:S=
tyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(0.=
5)*(1+R27C)^(R7C4-0.5))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=
=3D&quot;Number&quot;&gt;5.0930068355532931E-2&lt;/Data&gt;&lt;NamedCell ss=
:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:S=
tyleID=3D&quot;s63&quot;&#13;&#10;     ss:Formula=3D&quot;=3D(((1+R10C4)^R7=
C4)/((1+R13C4)^0.5))^(1/(R7C4-0.5))-1&quot;&gt;&lt;Data&#13;&#10;      ss:T=
ype=3D&quot;Number&quot;&gt;5.3962639656262912E-2&lt;/Data&gt;&lt;NamedCell=
 ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt=
;&#13;&#10;   &lt;Row ss:Height=3D&quot;15.75&quot;&gt;&#13;&#10;    &lt;Ce=
ll ss:Index=3D&quot;3&quot; ss:StyleID=3D&quot;s61&quot;&gt;&lt;Data ss:Typ=
e=3D&quot;String&quot;&gt;12 months&lt;/Data&gt;&lt;NamedCell&#13;&#10;    =
  ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell =
ss:StyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)=
^(1)*(1+R27C)^(R7C4-1))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=
=3D&quot;Number&quot;&gt;2.2992149120519167E-2&lt;/Data&gt;&lt;NamedCell ss=
:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:S=
tyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1)=
*(1+R27C)^(R7C4-1))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&=
quot;Number&quot;&gt;2.6982369997219147E-2&lt;/Data&gt;&lt;NamedCell ss:Nam=
e=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:Style=
ID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1)*(1+=
R27C)^(R7C4-1))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot=
;Number&quot;&gt;3.0968718736322121E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D=
&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=
=3D&quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1)*(1+R2=
7C)^(R7C4-1))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;N=
umber&quot;&gt;3.4951217774336518E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&q=
uot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&=
quot;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1)*(1+R27C)^=
(R7C4-1))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Numbe=
r&quot;&gt;3.8929889310573618E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;=
Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot=
;s62&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1)*(1+R27C)^(R7C=
4-1))^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&qu=
ot;&gt;4.2904755310776421E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Prin=
t_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62=
&quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1)*(1+R27C)^(R7C4-1)=
)^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&=
gt;4.687583751067792E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s63&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D(((1+R10C4)^R7C4)/((1+R13C4)^1))^(1/(=
R7C4-1))-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt=
;5.8936975987199824E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area=
&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:He=
ight=3D&quot;15.75&quot;&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&quot;=
 ss:StyleID=3D&quot;s61&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;1=
8 months&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1.5)*(1+R27C)^(R7C4-1.5))=
^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&g=
t;2.1989699088942327E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1.5)*(1+R27C)^(R7C4-1.5))=
^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&g=
t;2.5476871940781187E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1.5)*(1+R27C)^(R7C4-1.5))=
^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&g=
t;2.8958970058724942E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1.5)*(1+R27C)^(R7C4-1.5))=
^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&g=
t;3.2436025290248027E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1.5)*(1+R27C)^(R7C4-1.5))=
^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&g=
t;3.5908069130915266E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1.5)*(1+R27C)^(R7C4-1.5))=
^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&g=
t;3.9375132729934315E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(1.5)*(1+R27C)^(R7C4-1.5))=
^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&g=
t;4.2837246895594649E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s63&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D(((1+R10C4)^R7C4)/((1+R13C4)^1.5))^(1=
/(R7C4-1.5))-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot=
;&gt;6.5367063775830125E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_=
Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row s=
s:Height=3D&quot;15.75&quot;&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&q=
uot; ss:StyleID=3D&quot;s61&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&=
gt;24 months&lt;/Data&gt;&lt;NamedCell&#13;&#10;      ss:Name=3D&quot;Print=
_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&=
quot;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(2)*(1+R27C)^(R7C4-2))=
^(1/R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&g=
t;2.0988231377774058E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Are=
a&quot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot=
;&#13;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(2)*(1+R27C)^(R7C4-2))^(1/=
R7C4)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;2.=
3973580859325549E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&qu=
ot;/&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#1=
3;&#10;     ss:Formula=3D&quot;=3D((1+R13C4)^(2)*(1+R27C)^(R7C4-2))^(1/R7C4=
)-1&quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;2.6953=
139142815052E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/=
&gt;&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#=
10;     ss:Formula=3D&quot;=3D((1+R13C4)^(2)*(1+R27C)^(R7C4-2))^(1/R7C4)-1&=
quot;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;2.99269453=
58252244E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;=
&lt;/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10; =
    ss:Formula=3D&quot;=3D((1+R13C4)^(2)*(1+R27C)^(R7C4-2))^(1/R7C4)-1&quot=
;&gt;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;3.289503818457=
4954E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;=
/Cell&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10;     =
ss:Formula=3D&quot;=3D((1+R13C4)^(2)*(1+R27C)^(R7C4-2))^(1/R7C4)-1&quot;&gt=
;&lt;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;3.5857455856981524=
E-2&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cel=
l&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10;     ss:F=
ormula=3D&quot;=3D((1+R13C4)^(2)*(1+R27C)^(R7C4-2))^(1/R7C4)-1&quot;&gt;&lt=
;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;3.8814236174107286E-2&=
lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt=
;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s63&quot;&#13;&#10;     ss:Formu=
la=3D&quot;=3D(((1+R10C4)^R7C4)/((1+R13C4)^2))^(1/(R7C4-2))-1&quot;&gt;&lt;=
Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;7.4001291521447854E-2&l=
t;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;=
&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Height=3D&quot;15.75&quot;=
&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&quot; ss:StyleID=3D&quot;s61&=
quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;30 months&lt;/Data&gt;&lt=
;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt=
;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formu=
la=3D&quot;=3D((1+R13C4)^(2.5)*(1+R27C)^(R7C4-2.5))^(1/R7C4)-1&quot;&gt;&lt=
;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;1.9987745024419246E-2&=
lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt=
;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formu=
la=3D&quot;=3D((1+R13C4)^(2.5)*(1+R27C)^(R7C4-2.5))^(1/R7C4)-1&quot;&gt;&lt=
;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;2.2472493517551761E-2&=
lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt=
;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formu=
la=3D&quot;=3D((1+R13C4)^(2.5)*(1+R27C)^(R7C4-2.5))^(1/R7C4)-1&quot;&gt;&lt=
;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;2.495121835139047E-2&l=
t;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;=
&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formul=
a=3D&quot;=3D((1+R13C4)^(2.5)*(1+R27C)^(R7C4-2.5))^(1/R7C4)-1&quot;&gt;&lt;=
Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;2.742396312330575E-2&lt=
;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&=
#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=
=3D&quot;=3D((1+R13C4)^(2.5)*(1+R27C)^(R7C4-2.5))^(1/R7C4)-1&quot;&gt;&lt;D=
ata&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;2.9890770907283981E-2&lt=
;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&=
#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=
=3D&quot;=3D((1+R13C4)^(2.5)*(1+R27C)^(R7C4-2.5))^(1/R7C4)-1&quot;&gt;&lt;D=
ata&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;3.2351684262683866E-2&lt=
;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&=
#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s62&quot;&#13;&#10;     ss:Formula=
=3D&quot;=3D((1+R13C4)^(2.5)*(1+R27C)^(R7C4-2.5))^(1/R7C4)-1&quot;&gt;&lt;D=
ata&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;3.4806745242801362E-2&lt=
;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&=
#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s63&quot;&#13;&#10;     ss:Formula=
=3D&quot;=3D(((1+R10C4)^R7C4)/((1+R13C4)^2.5))^(1/(R7C4-2.5))-1&quot;&gt;&l=
t;Data&#13;&#10;      ss:Type=3D&quot;Number&quot;&gt;8.6206896551724199E-2=
&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&g=
t;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell s=
s:Index=3D&quot;3&quot;&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;The Yie=
lds in the far right column are the yields you must achieve in the future, =
simply to break even with what you&lt;/Data&gt;&lt;NamedCell&#13;&#10;     =
 ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt=
;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;3&quot;&gt=
;&lt;Data ss:Type=3D&quot;String&quot;&gt;can lock in today.&lt;/Data&gt;&l=
t;NamedCell&#13;&#10;      ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&g=
t;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Index=3D&quot;39&quot;&g=
t;&#13;&#10;    &lt;Cell&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt; A-179=
-1104&lt;/Data&gt;&lt;NamedCell ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/C=
ell&gt;&#13;&#10;    &lt;Cell ss:Index=3D&quot;12&quot;&gt;&lt;Data ss:Type=
=3D&quot;String&quot;&gt;Page 1 of 2&lt;/Data&gt;&lt;NamedCell&#13;&#10;   =
   ss:Name=3D&quot;Print_Area&quot;/&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&=
gt;&#13;&#10;   &lt;Row ss:Index=3D&quot;41&quot; ss:Height=3D&quot;15.75&q=
uot;&gt;&#13;&#10;    &lt;Cell ss:StyleID=3D&quot;s35&quot;&gt;&lt;Data ss:=
Type=3D&quot;String&quot;&gt;Understanding the Cost of Waiting Calculator:&=
lt;/Data&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:I=
ndex=3D&quot;43&quot;&gt;&#13;&#10;    &lt;Cell&gt;&lt;Data ss:Type=3D&quot=
;String&quot;&gt;First you must enter the following three things:  the numb=
er of years for the guaranteed investment, the current yield for the guaran=
teed investment, and the &lt;/Data&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt=
;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell&gt;&lt;Data ss:Type=3D&quot=
;String&quot;&gt;current money market rate.&lt;/Data&gt;&lt;/Cell&gt;&#13;&=
#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Index=3D&quot;46&quot;&gt;&#13;&=
#10;    &lt;Cell&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;The &amp;quot;=
Number of Years for the Guaranteed Investment&amp;quot; is the the length o=
f time you can receive a guaranteed interest rate.  For example, if you&lt;=
/Data&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13=
;&#10;    &lt;Cell&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;can receive =
a guaranteed rate of 5.00% for the next 10 years, you will enter the number=
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&#13;&#10;   &lt;Row ss:Index=3D&quot;49&quot;&gt;&#13;&#10;    &lt;Cell&gt=
;&lt;Data ss:Type=3D&quot;String&quot;&gt;The &amp;quot;Current Yield for t=
he Guaranteed Investment&amp;quot; is the interest rate which you can recei=
ve if you invest today.  For example, if you can receive a&lt;/Data&gt;&lt;=
/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt=
;Cell&gt;&lt;Data ss:Type=3D&quot;String&quot;&gt;guaranteed rate of 5.00% =
for the next 10 years, you will enter the number &amp;quot;5&amp;quot; (rep=
resenting 5.00%).&lt;/Data&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#=
10;   &lt;Row ss:Index=3D&quot;52&quot;&gt;&#13;&#10;    &lt;Cell&gt;&lt;Da=
ta ss:Type=3D&quot;String&quot;&gt;The &amp;quot;Current Yield of the Money=
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unt is paying now.  For example, if your Money&lt;/Data&gt;&lt;/Cell&gt;&#1=
3;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell&gt;&lt=
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ata&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt;&#13;&#10;   &lt;Row ss:Index=
=3D&quot;55&quot;&gt;&#13;&#10;    &lt;Cell&gt;&lt;Data ss:Type=3D&quot;Str=
ing&quot;&gt;Once you have entered the above numbers, a chart will be gener=
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 months before investing.&lt;/Data&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Row&gt=
;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell&gt;&lt;Data ss:Type=3D&quot=
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ow&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell&gt;&lt;Data ss:Type=3D=
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ay and the your  Money Market&lt;/Data&gt;&lt;/Cell&gt;&#13;&#10;   &lt;/Ro=
w&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell&gt;&lt;Data ss:Type=3D&=
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fore investing, you would then need to receive a guranteed rate of at least=
 5.21% annually for the remainder&lt;/Data&gt;&lt;/Cell&gt;&#13;&#10;   &lt=
;/Row&gt;&#13;&#10;   &lt;Row&gt;&#13;&#10;    &lt;Cell&gt;&lt;Data ss:Type=
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#13;&#10;   &lt;Row ss:Index=3D&quot;61&quot;&gt;&#13;&#10;    &lt;Cell&gt;&=
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